What You Will Find Here
- OJOS11
- Articles and news of general interest about investing, saving, personal finance, retirement, insurance, saving on taxes, college funding, financial literacy, estate planning, consumer education, long term care, financial services, help for seniors and business owners.
READING LIST
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2009
(202)
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March
(25)
- Idearc (yellow pages spinoff from Verizon) declare...
- GM bonds tumble on Obama Action (Dow Jones Newswire)
- Stocks - some realistic expectations (WSJ Opinion ...
- Lock In Lifetime Income (Immediate Annuities) from...
- Boomers zero in on social networks - USATODAY.com
- Shortcuts to Social Networking - NYTimes.com
- Investing in Trends - from Smartmoney.com
- from CNBC, Current Opportunities in Corporate Bonds
- Downgrades on Bank of America and Wells Fargo
- Economic Stimulus - Medical Records Companies (WSJ)
- Tips on Reducing Your Tax Bill
- 8 ways to leave a mess for your heirs ( Estate Pla...
- Look Up Insurance Company Rating (Standard and Poors)
- Insurance Company Ratings Slip (Wall Street Journal)
- Stock-Free Portfolio (from Kiplinger's in the Wash...
- 7 Costly Mistakes When Leaving a Job (Marketwatch)
- Hidden Tax Tips for Entrepreneurs (Business Week)
- Moody's List Companies at Risk of Default (WSJ )
- List of Leveraged ETFS (FROM YORK INVESTMENTS)
- Steps You Can Take in A Market Decline (WSJ)
- Reverse ETFs not a long term vehicle (WSJ)
- Ford Reducing Debt (Forbes)
- Ford Tender Offers on Debt (SEC Filings)
- Citi Preferreds-government suspends some dividends...
- Citi Preferreds Exchange Terms (marketwatch)
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March
(25)
Blog List
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The EU Is Spending Billions on Hydrogen-Ready, But Where’s the Hydrogen? - I'm all in favor of hydrogen-powered plants to produce electricity if only we had cheap hydrogen. But we don't and likely won't.
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How Companies Dodge Tariffs - Protectionist trade policies are popular on both the left and right. But some economists say they’re likely to backfire.
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Neom wants to build a 1,500-foot infinity pool that's almost 4 times longer than one in Dubai - The pool planned for the Treyam region of Saudi Arabia's Neom megaproject will be 1,500 feet long and suspended 220 feet above the sea if completed.
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Everybody Else Is Reading This - Snowflakes That Stay On My Nose And Eyelashes Above The Law Trump’s New Birth Control […]
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Maximizing Employer Stock Options - Oct 29 – On this edition of Lifetime Income, Paul Horn and Chris Preitauer discuss the benefits of employee stock options and how to best benefit from th...
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Wayfair Needs to Prove This Isn't as Good as It Gets - Earnings were encouraging, but questions remain about the online retailer's long-term viability.
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Hannity Promises To Expose CNN & NBC News In "EpicFail" - *"Tick tock."* In a mysterious tweet yesterday evening to his *3.19 million followers,* Fox News' Sean Hannity offered a preview of what is to come from ...
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Don’t Forget These Important Retirement Deadlines - *Now that fall is in full swing, be sure to mark your calendar for steps that can help boost your tax-advantage retirement savings.*
Look Up Insurance Company Rating (Standard and Poors)
What the Insurance Company Ratings Mean (Standard & Poors)
AAA
An insurer rated 'AAA' has EXTREMELY STRONG financial security characteristics. 'AAA' is the highest Insurer Financial Strength Rating assigned by Standard & Poor's.
AA
An insurer rated 'AA' has VERY STRONG financial security characteristics, differing only slightly from those rated higher.
A
An insurer rated 'A' has STRONG financial security characteristics, but is somewhat more likely to be affected by adverse business conditions than are insurers with higher ratings.
BBB
An insurer rated 'BBB' has GOOD financial security characteristics, but is more likely to be affected by adverse business conditions than are higher rated insurers.
An insurer rated 'BB' or lower is regarded as having vulnerable characteristics that may outweigh its strengths. 'BB' indicates the least degree of vulnerability within the range; 'CC' the highest. BB
An insurer rated 'BB' has MARGINAL financial security characteristics. Positive attributes exist, but adverse business conditions could lead to insufficient ability to meet financial commitments.
B
An insurer rated 'B' has WEAK financial security characteristics. Adverse business conditions will likely impair its ability to meet financial commitments.
CCC
An insurer rated 'CCC' has VERY WEAK financial security characteristics, and is dependent on favorable business conditions to meet financial commitments.
CC
An insurer rated 'CC' has EXTREMELY WEAK financial security characteristics and is likely not to meet some of its financial commitments.
R
An insurer rated 'R' is under REGULATORY SUPERVISION owing to its financial condition. During the pendency of the regulatory supervision, the regulators may have the power to favor one class of obligations over others or pay some obligations and not others. The rating does not apply to insurers subject only to nonfinancial actions such as market conduct violations.
NR
An insurer rated 'NR' is NOT RATED, which implies no opinion about the insurer's financial security.
Plus (+) or minus (-) signs following ratings from 'AA' to 'CCC' show relative standing within the major rating categories.